Are you being healthy in what you do, eat & drink, spend & save?
As Christmas is just around the corner people are starting to spend unconsciously. Yes, Christmas is a celebration but shouldn't be a wastage of products and food.
Savings accounts are going to be dry in January and with the VAT going up to 20% it is not going to help.
We have to anticipate the financial situation before it is too late. That is to say, it is always possible to have a good festive seasons without excess. For instance, there is no need to get drunk on a nightout.
So, it is therefore necessary to think before using the magic plastic card.